Attention homeowners in Duvall and King County: Need an appraisal?
Here are the top seven reasons why Washington homeowners hire Big Rock Appraisal (425) 864 5443
- To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
- To challenge your property tax assessment in Washington
- To lower a mortgage payments by removing PMI
- Reinstate your Home Equity Line of Credit (or HELOC)
- Verify another appraiser's report
- In the case of a divorce in the state of Washington, where real estate property needs to be divided
- Settle an estate in Washington by determining the true market value of a property
We at Big Rock Appraisal understand the unique needs of a customer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner/Pre-Listing Services It's very hard to be objective about your own house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's market value, not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value estimation than yours.
Challenge property tax assessmentsYour local tax assessor may have your house overvalued if your house not appreciating as much as other properties close by. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. When challenging your property tax assessment, getting an expert appraisal from Big Rock Appraisal (425) 864 5443 is your best weapon.
Need to remove PMI? A popular way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experts in helping people just like you remove unnecessary PMI insurance.
Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can be harmful to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow viewpoint. Big Rock Appraisal (425) 864 5443 can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services Have you just been handed a copy of your appraisal and you'd prefer to have an expert double-check it for verity or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? We can help with that too. Although most review work is requested by lenders, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to get a second opinion.
28003 NE 140th Pl Duvall, WA 98019-8389Phone:
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