Why you should order an appraisal from Big Rock Appraisal

To many, an appraisal is simply one more thing in the long list of items for a home purchase or refinance.Most lenders still call in a local expert because the stakes are very high, even though there are a developing number of automated home valuation processes that may appear more prudent than an appraisal. You might think that getting a mortgage is the only basis for getting an appraisal, but there are additional cases when the services of a licensed, independent real estate professional could be beneficial.

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Let Big Rock Appraisal help you challenge your tax assessment in King County

If you reside in an area where the value of property has declined, it's possible you're paying too much in property taxes.An appraisal from Big Rock Appraisal is your best evidence when building your case.At Big Rock Appraisal, we're qualified to assist you in challenging your tax assessment.

Big Rock Appraisal can help you do away with PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an additional insurance policy that almost all lenders ask buyers to purchase when the amount being loaned to the buyer is more than 80% of the actual value of the real estate. This extra payment is often lumped into the monthly mortgage payment and is soon forgotten. This is damaging because PMI isn't required when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress requiring lenders to remove the PMI payments on most mortgages when the balance is paid down to 78% of the original value.

Big Rock Appraisal can produce a statement regarding the value of your home, and the expense of the appraisal can usually be offset in a short amount of time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce can be a very daunting event for both parties, and it is often more complicated by the strenuous decision of who gets the property. So both parties are fully aware of the true market value of their house, it's a good idea to get an appraisal from Big Rock Appraisal, regardless of the circumstances.

If the parties want to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Fair and accurate estate liquidation with Big Rock Appraisal Settling an estate

Losing a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. We guarantee the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike many wealthy individuals, most Americans don't have dedicated estate planners or executors to take care of these affairs. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received an honest deal.

Let Big Rock Appraisal assist you in relocating to or from King County

We are familiar with the headaches involved with an employee relocation. We take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive features of their property, as well as information about any new sales or listings in their area that they want considered during our thorough process.

Let Big Rock Appraisal assist you in selling your home quickly at the right price

Whether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a more informed decision regarding your selling price. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees depend on our efforts to perform the appraisal report and and aren't related to the sales price.

We analyze the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long properties stay on the market. So, seeking a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.
28003 NE 140th Pl Duvall, WA 98019-8389
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